Welcome To Our Lincoln Finance Center In Traverse City

Our Lincoln dealership makes financing your dream car easy in the Traverse City, MI area. Also finding finance solutions for customers in the Houghton, keweenaw Peninsula, and Ironwood areas as well.











About Our Finance Center In Traverse City

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At Fox Grand Traverse Lincoln, our dealership is all about making life easier for our customers. That's why we are conveniently located off of U.S. 31 South to serve our Northern Michigan guests. When you choose to finance with us; our passionate and knowledgeable staff will sit down with you to discuss your options one on one to help you understand the finer points. Our goal is to take all the stress out of the car buying experience and keep Leelanau County drivers focused on the things that matter. Our experienced and knowledgeable Fox Grand Traverse Lincoln finance team in Traverse City is here to help you every step of the way. We'll work with you to find the best payment option for your lifestyle, needs, and budget. Our vision is, "Working together moving people throughout life." and we want to partner with you to ensure you have a remarkable experience.

We also offer a variety of other financial services, such as extended warranties, service contracts, and vehicle protection plans. We can help you protect your investment and keep your Lincoln running like new for years to come. Our protection packages (listed below) will give you peace of mind as you drive the Traverse City roads and through all types of Midwest weather. 

Vehicle Protection Packages

  
  • Vehicle Service Contracts
  • Environmental Protection 
  • Lease Wear & Use 
  • Universal Security Guard
  • Maintenance Plans
  • Key Protection 
  • Paintless Dent Repair
  • Road Hazard Tire & Wheel 
  • Select Care 
  • Select Protection 

What Payment Options Are Available?

Deciding to buy or lease can seem intimidating, but our Fox Grand Traverse Lincoln finance team is here to help. Both options have benefits, it just depends on what works best for you. Here are a few factors to consider when deciding between buying and leasing: 
  • Average miles driven: How far is your daily commute? Do you use your vehicle for longer trips? 
  • Usage: How often does your car or SUV need maintenance? Is your vehicle used for activities that result in scratches or dents? 
  • Longevity: How long do you typically keep your car or SUV? Is that your plan for this vehicle as well?
  • Modifications: Do you like to add parts or accessories that don't typically come on a standard vehicle?
  • Down payment: How much do you have saved, or plan to save, for a down payment?
Our team is here to help you review currently available options and to answer any questions.













Our Buy Your Way program allows you to shop and purchase online or in store.

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Not only do we sell vehicles, we buy them too. Use the cash to help buy your next vehicle.

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In most cases, we are even able to deliver your vehicle directly to you (varies by location).

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Buy Your Way Online or In-Store

Your time is valuable and convenience is important. That's why we implemented our Buy Your Way program. This flexible purchase experience allows you to customize your shopping experience however works best for you:

  1. Find Your Next Vehicle:  Shop our entire online inventory, compare trim levels and find your next ride at the click of a button.
  2. Select Payment and Protection Options: Look over all your financing and leasing options and then add any optional vehicle protection products to supplement your warranty protection.
  3. Value Your Trade-In: Use our online tools to calculate the value of your current ride in just minutes. You can then apply this value towards your down payment.
  4. Apply for Financing: Save time and paperwork at the dealership by using our simple and intuitive online financing application.
  5. Schedule Delivery - Once everything is squared away, you can schedule a vehicle delivery directly to your home or office.
It's never been easier! Find your vehicle, select your payment, value your trade-in, and apply for financing. In many cases, you can even schedule delivery. Easily complete everything online or get help from our Fox team by calling us at (231) 922-2000 or visiting us in-person at Fox Grand Traverse Lincoln!
  1. Fox Grand Traverse Lincoln

    3464 N. U.S. 31 South
    Traverse City, MI 49684

    • Sales: (231) 922-2000
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Get in Touch

  • Contact our Finance Department at: (231) 922-2000
  • Monday8:30AM - 6:00PM
  • Tuesday8:30AM - 6:00PM
  • Wednesday8:30AM - 6:00PM
  • Thursday8:30AM - 6:00PM
  • Friday8:30AM - 6:00PM
  • Saturday9:00AM - 3:00PM
  • SundayClosed

PURCHASE A LINCOLN



New and Certified Pre-Owned Lincoln vehicles come with many advantages:

  • Flexible terms
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in

When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:

GAP COVERAGE

In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.

GAP COVERAGE OPTIONS

Learning about both of the plans allows you choose accordingly

GAP Coverage: Financial Protection Against Vehicle Loss - Download Brochure

GAP Advantage: Increased Financial Protection Against Vehicle Loss - Download Brochure

FLEX BUY PROGRAM

Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.

If you have any questions, we're ready to help walk you through all your available options.


LEASE A LINCOLN



There are a number of reasons to chooose Red Carpet Lease:

  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.

MILEAGE OPTIONS

We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.

GAP PROTECTION BENEFIT

Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.

ADVANCE PAYMENT PROGRAM (APP)

We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 877-227-1509 and we'd be happy to walk you through your options. At Fox Chicago Lincoln, your satisfaction is our priority.

HOW TO BUY A CAR ONLINE

These days, there are more drivers than ever before around Cadillac and Petoskey who are choosing to buy their next vehicle online. Our dealership offers all the tools you need to make it happen on your time. Use our powerful array of digital retailing tools to compare models and trim levels, apply for financing online, and value your trade-in to see how you can save on your down payment.