Lincoln FINANCE CENTER in Traverse City

Benefits of Finance

Benefits of Finance

At Fox Grand Traverse Lincoln, our dealership is all about making life easier for our customers. That's why when you choose to finance with us; our passionate and knowledgeable staff will sit down with you to discuss your options one on one to help you understand the finer points. Our goal is to take all the stress out of the car buying experience and keep Leelanau County drivers focused on the things that matter.


New and Certified Pre-Owned Lincoln vehicles come with many advantages:

  • Flexible terms
  • Unlimited miles
  • No charges for unexpected or excess wear and use
  • Build equity toward a trade-in

When purchasing, here are exclusive Lincoln Automotive Financial Services programs to consider:


In the event of vehicle loss, this optional coverage steps in when insurance proceeds do not satisfy your contract balance. GAP Coverage Protects Your Vehicle Financially You've made an investment in your Lincoln and GAP Coverage was created to protect that investment. If your Lincoln is stolen and not recovered or if it's declared a total loss, your insurance company may not pay enough to satisfy what you still owe.

GAP Coverage is designed to bridge that gap. With certain restrictions, it waives the difference between your current outstanding balance (subject to conditions) and the actual cash value of the vehicle at the time of loss.

For an added level of protection there's GAP Advantage, which provides a $1,000 down payment on a new or pre-owned vehicle purchased at the originating dealer.


Learning about both of the plans allows you choose accordingly

GAP Coverage: Financial Protection Against Vehicle Loss

GAP Advantage: Increased Financial Protection Against Vehicle Loss


Flex Buy Program Utilizes two payment levels so you can plan ahead. A lower payment level earlier in the contract, followed by a higher level.

If you have any questions, we're ready to help walk you through all your available options.


There are a number of reasons to chooose Red Carpet Lease:

  • Choice of terms, such as 24- and 36-month leases
  • Multiple mileage options
  • Lease payments tend to be lower than those of similar term financed purchase
  • No trade-in to worry about
  • After satisfying your lease-end obligations, you can:
    • purchase or lease a new Lincoln,
    • purchase your lease vehicle, or
    • simply return the vehicle.


We offer eight lease mileage options to suit your specific needs. Choose from 7,500 to 19,500 miles per year. Drive more than 19,500 miles per year? You have the opportunity to secure more when you initiate your lease.


Gap Protection may waive the difference - or gap - between your insurance payoff and your outstanding lease balance in the event your leased vehicle is stolen or declared a total loss. This unique benefit is built into your lease. With Gap Protection, provided you have the insurance required by your lease agreement, you are only responsible for the insurance deductible and amounts owing (ex. past due payments) at the time of the incident. Certain restrictions may apply.


We offer our clients the opportunity to prepay all monthly lease payments up front in a single, one-time payment. This allows you to drive without giving monthly payments another thought. Keep in mind, lease-end obligations still apply.

If you have any questions about whether financing or purchasing is right for you, don't hesitate to contact us at 877-227-1509 and we'd be happy to walk you through your options. At Fox Chicago Lincoln, your satisfaction is our priority.

Get to Know the Fox Buy Your Way Program

Prefer to do your shopping online? At Fox Grand Traverse Lincoln in Traverse City, we've built a customized online shopping experience that we call the Fox Buy Your Way program. You'll take complete control of your entire from beginning to end in just five simple steps:

  1. Find Your Vehicle - Shop our entire online inventory, compare trim levels and find your next ride at the click of a button.
  2. Select Your Payment Option and Shop Vehicle Protection Products - Look over all your financing and leasing options and then add any optional vehicle protection products to supplement your warranty protection.
  3. Value Your Trade-In - Use our online tools to calculate the value of your current ride in just minutes. You can then apply this value towards your down payment.
  4. Apply for Financing - Save time and paperwork at the dealership by using our simple and intuitive online financing application.
  5. Schedule Delivery - Once everything is squared away, you can schedule a vehicle delivery directly to your home or office.

How to Buy a Car Online

These days, there are more drivers than ever before around Cadillac and Petoskey who are choosing to buy their next vehicle online. Our dealership offers all the tools you need to make it happen on your time. Use our powerful array of digital retailing tools to compare models and trim levels, apply for financing online, and value your trade-in to see how you can save on your down payment.

  1. Fox Grand Traverse Lincoln

    3464 N. U.S. 31 South
    Traverse City, MI 49684

    • Sales: (231) 922-2000
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Get in Touch

  • Contact our Sales Department at: (231) 922-2000
  • MondayClosed
  • Tuesday8:30 AM - 6:00 PM
  • Wednesday8:30 AM - 6:00 PM
  • Thursday8:30 AM - 6:00 PM
  • Friday8:30 AM - 6:00 PM
  • SaturdayClosed
  • SundayClosed